Loan Matrix

Note :

The amounts are the max loan admissible subject to the repaying capacity and NE Benefits of each applicant.
The numbers of instalments are subject to the period of service left to recover the total instalments

	OFFICERS	AIRMEN	NCs(E)
House Building Loan - (HBL-I)
Max Loan Amount	1.50 Cr
Upto 75 Lakh	7.25% pa		7.00% pa
Above 75 Lakh Upto 1.50 Cr	8.25% pa
Max Instalments (EMIs)	300
House Building Loan - (HBL-II)
Max Loan Amount	1.50 Cr (Including total outstanding of HBL-I)
Upto 75 Lakh (including HBL outstanding as on date of sanction of loan)	7.25% pa		7.00% pa
Above 75 Lakh Upto 1.50 Cr (including HBL outstanding as on date of sanction of loan)	8.25% pa
Max Instalments (EMIs)	300
Modern Home Instalations Loan (HBL-III)
Max Loan Amount	25 Lakh	25 Lakh	25 Lakh
Max Instalments (EMIs)	120
Interest Rate	8.50% pa
Conveyance Loan - Two Wheeler
Max Loan Amount	5 Lakh	5 Lakh	5 Lakh
Max Instalments (EMIs)	96	96	96
Interest Rate	7.75% pa
Conveyance Loan - New Car
Max Loan Amount	50 Lakh	25 Lakh	25 Lakh
Max Instalments (EMIs)	180	180	180
Interest Rate	7.75% pa
Conveyance Loan - Pre-owned Car
Max Loan Amount	20 Lakh	8 Lakh	8 Lakh
Max Instalments (EMIs)	120	120	120
Interest Rate	7.75% pa
Personal Computer Loan (Computer / Laptop & High End Mobile)
Max Loan Amount	3 Lakh
Max Loan Amount	Service > 6 months	(a) Service > 2yrs (b) Not eligible if Service < 5 years & HBL/MCL running
Max Instalments (EMIs)	96
Interest Rate	8.00% pa