Application Forms
Documents For Personal Computer Loan
Submission of Documents after availing Loan
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Utilisation Certificate within two months from the date of payment.
Eligibility
| Officers |
After completion of six months of service. |
| Airmen / NCs(E) |
After completion of two years of service. (Not eligible if Service < 5 years & HBL/MCL running). |
Quantum of Loan
List of Items
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Loan admissible for purchase of computer (desktop/ laptop) and necessary peripherals (monitor/ keyboard/ mouse/ speakers/ headphone/printer/multi functional device etc) and accessories (UPS, external HDD,OHP projector etc) and computer table.
Rate of Interest(wef 01 Dec 23)
Processing Fees
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Nil. (Processing Fee has been waived wef 01 Oct 2017)
Loan Insurance
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A one-time non-refundable contribution towards insurance of loan will be recovered from the loanee from the PCL amount.
Repayment of loan
Pre-payment/Refund of loan
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Re-fixation of EMIs/refund of loan is allowed not more than two times in a financial year.
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Such refund in full must preferably be made before 25th of a particular month.
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Details of such refund made by e-remittance, must be immediately communicated to AFGIS through AFNET Login/ FAX/ email/ Letter duly mentioning your service particulars and transaction details.
Discipline Cases
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Not eligible if two or more (red ink) entries and five years have not lapsed from the last entry and/or disciplinary proceedings (SOE/GCM/DCM etc) are initiated/ in progress.
Penal Rate Of Interest
- Penal rate of interest is chargeable for non-submission of documents and non-compliance of stipulated policy & rules.